Watching a debt analysis of some Twitch streamer, and she is FUCKED by the debt.
And I don't mean the ammount. I mean, that there are so many "benefit points, consoliidations, credit score...." SO MUCH BULLSHIT, that she actually does believe, that she can "play the system" if she just uses the correct card at the right moment.
BTW, I know this is not her fault... She is the primary target for an entire industry of professional brainwashers. My point is actually, that she never stood a chance.