@ZeroSum05 4.75% just a few months ago, my monthly payments are already less than the cost of rent of the same apartment, it's insane.

Honestly, the way things are going, only a moron would agree to anything but a fixed rate.
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@diresock @ZeroSum05 buying a house is definitely cheaper than renting and I wish I could do that instead, don't have the money/support system for it though, not yet.

@beardalaxy @diresock is yeah it's tough though there are ways to do it with less than 20% down
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