If I can't afford $20 then I just can't afford it. It's as simple as that.

>TFW this :dominos: pizza could be yours for 4 easy payments of only $5.25

Is that not the most dystopian shit? If they can normalise people taking out loans for groceries then they can create a serf class. Credit cards were only the start!

When you think about it credit cards are fucking stupid. 99.99% of the time it's just you taking out an unnecessary loan to pay for something because you don't want to spend the money right then only to pay the loan off in full at the end of the month when it's time to make the first payment.

The only reason credit cards were credit was because debit cards weren't a thing because credit cards weren't a thing yet. If both credit and debit cards had been introduced at the same time then I can assure you that credit cards wouldn't have caught on the way they did because the concept itself is stupid in comparison.


I wonder if anyone has done it.

I might do it just to see what the process is like. What I wonder is how do they make money with zero interest loans? There's got to be a catch, right? That business model alone isn't sustainable.
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@sjw Dumb boomer cunts ruined our society because the men of the house didn't know how to lay the pimp hand down on a bitch who was bankrupting the family in secret.

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