Oh cool my latest credit report is available. Have I been a good goy this month?
cuh i buh reel GANGstuh nigga sheeeiiiittt das rite
@matty I always knew NCd was run off of high interest credit cards

(On this note, my score recently went down because I'm debt free aside from my mortgage)
>pay off debt
>score goes down
>take on new debt
>score goes down
>do nothing
>score goes down
>do something
>score goes down

very cool thank you jews
@white_male @matty mine comes with my credit card once a quarter for free now
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@Wiz @Matty @white_male I can check mine whenever I want without issue. Maybe it's just an estimate or something but I've never been below 730. Never fully payed it off, always stayed above $300 on it. Make default payments, every now and then use it to purchase something bigger. Got to 760 recently but it dropped to 740 because of the credit check for my new phone :shinobu_annoyed:

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