if you don't use cash a lot, think about starting a virtual piggy bank. every time you make a transaction from your card/bank, however many cents is needed to get to the next dollar you can put in your savings account. i reckon that would add up pretty fast. if you have transfer limits, maybe just keep a note with every amount for a month and then do one transfer at the end of the month.
idk, just a thought i had because at the end of the year when i gather all my coins together, i usually have like $100+. it's fun to use on a bigger purchase. i used to take all my friends out to eat for Christmas with it.
@LukeAlmighty people say girl math to everything these days. i thought it was supposed to be like, getting "deals" on things that require you to spend more money. like 2 loaves of bread for $4, but one loaf of bread for $2.50. such a good deal! but then one loaf goes bad before you can even finish it.
@Hephaestic @LukeAlmighty of course it doesn't, i'm not saying it does. the concept of a piggy bank/coin jar has existed forever. i'm just putting out the idea that you can do that with digital payments too.
The amount of money you have doesn't actually change. This is just moving cups around to fool yourself into thinking you have more than you do.