@LukeAlmighty some are really that retarded. Almost everyone has a credit card for fuel that they don't think of as a credit card (to be fair, many of these do not begin charging interest if the balance is paid off in a given time period.) Then there are those of us who refuse all such credit scams because we're not fucking retards.
@jeremiah Well, it obviously works, so not the companies. But In here, a lot of people out outright avoiding Tesco for going too hard on it's sale card. And that one doesn't even offer loans. It just unlocks sales by itself.