Hot take: most people living in poverty are either too stupid to not live in poverty, or choose to live in poverty
Source: spent basically my entire life in poverty, every single person I have ever met who was also in poverty is barely capable of thinking 5 seconds ahead at best and generally stupider than the average animal, having even a meagre amount of intelligence enabled me to do things all of the poor people I knew declared "impossible" with barely any effort. I'm still poor but that's mainly because I have no desire for wealth, and with only a bit of intelligence and some effort I managed to raise myself out of poverty into merely being poor