I feel like we're hitting some insane point in the financial system. Everyone is ramping up. IRS is doing modern KYC on tax payers, forcing tax returns on anyone who does more than $600 worth of business online. Canada is catching up to the US with their own little Operation Chokepoint, which despite what wikipedia says, it never really ended.
SWIFT has been a joke for like a decade, a ancient system that is in dire need of modernization. Meanwhile governments are going full steam ahead on CBDC R&D. There will be pushes to disincentive physical cash. At what point does the government force retails to take KYC information for cash purchases over $1000? The vax pass shit has really revealed how docile people are when it comes to these pandora box technological developments.
I really believe in 2 years, there will be a major push to force crypto exchanges to only allow withdraws to verified custodial wallets. There's already been some rumblings about making "non-custodial wallets" "illegal" (or whatever).